Coverage Portfolio

Three levels. One brokered best price.

From essential drive-train protection to full exclusionary coverage — we place each plan across our A-rated carrier panel and bring back your best rate.

Essential

Powertrain+

Core protection for the costliest components — engine, transmission, and drive axle.

What's covered
  • Engine: internally lubricated parts, timing chain, oil pump
  • Transmission: case, torque converter, internal components
  • Drive axle: front & rear differentials, axle shafts, CV joints
  • Transfer case and seals & gaskets on covered parts
  • Water pump and thermostat housing
Plan features
  • 24/7 roadside assistance
  • Nationwide ASE-certified repair network
  • Dedicated Princeton claims advocate
Executive

Total Elite

Exclusionary coverage. Nearly every mechanical and electronic part on your vehicle.

What's covered
  • Everything in Advanced
  • Exclusionary bumper-to-bumper protection
  • Hi-tech electronics: control modules, sensors, wiring harnesses
  • Navigation, infotainment screens, backup camera
  • Advanced driver assistance sensors & cameras
  • Turbo/supercharger and hybrid components
  • Interior & exterior power accessories
Plan features
  • Zero deductible options
  • Premium roadside & concierge towing
  • First-in-line claims advocacy
24/7
Advocate hotline
98%

Claims satisfaction rate.

Direct payment guarantee
A-rated only
Claims Process

Your advocate through every claim.

01

Visit any ASE shop

Take your vehicle to any licensed repair facility in the US or Canada, then call us before work begins.

02

We advocate for you

Your Princeton advocate works the claim with the carrier and the mechanic, pushing for full approval of covered repairs.

03

The carrier pays the shop

Your A-rated carrier pays the shop directly for covered parts and labor. You only pay your deductible.

The Princeton Standard

Why drivers choose an independent broker

We are not tied to a single carrier. We shop top A-rated providers for your best rate, then stand between you and the underwriter as your claims advocate.

24/7 claims support

Claims Advocacy

If a claim stalls, our advocates call the carrier and the shop on your behalf until it is resolved.

4.9

Average client rating across 2,400 reviews.

Secure coverage

A-Rated Carriers Only

We only place policies with financially strong underwriters that pay repair shops directly.